$39.95/m
We Provide the Letters, You Print and Mail Them
Repair Portal – Access tools to track and manage your disputes.
Full Detailed Credit Monitoring – Monitor your score & changes.
Understanding FICO Course – Learn how credit scores work.

No contracts - cancel anytime
$49.95/m
We Provide the Letters, You Print and Mail Them
Repair Portal – Access tools to track and manage your disputes.
Full Detailed Credit Monitoring – Monitor your score & changes.
Understanding FICO Course – Learn how credit scores work.
7 Days to 740+ Course – Step-by-Step Credit Score Boost Plan
Full Access to Fortress U – Unlock All Credit & Finance Courses
LIVE Weekly Coaching Call – Ask Questions & Get Expert Help

No contracts - cancel anytime



You Stay in Control
With traditional credit repair companies, you have no visibility into the process. With CreditMojo.ai, you know exactly what’s being disputed and why—because AI creates customized letters tailored to your unique credit situation.
Lenders Take You More Seriously
When a credit repair company sends dispute letters on your behalf, lenders often ignore them. But when they come directly from you, they hold more weight—giving you better results.
No Overpriced Middlemen
Most credit repair companies charge $1,000+ for something AI can do instantly. Why pay more when you can get better results for just $39.95/month?
| Feature | CreditMojo.AI | Traditional Repair |
|---|---|---|
| Cost | $39.95 / per month | $1000+ overtime |
| Dispute Letters | AI instantly writes custom letters for you, disputing everything at once. | Generic, copy-paste templates. Disputing 1-2 accounts at a time. |
| Speed | Results in 3-6 months on average. | Takes months to years to see results. |
| Success Rate | Higher results – customer dispute letters come directly from you. | Lower results – lenders often ignore third-party disputes. |
| Transparency & Control | You see exactly what’s disputed. | No visibility into the process. |
| Commitment | No contracts, cancel anytime. | Locked into long-term contracts. |

Our AI imports and analyzes your 3-bureau report
, identifying negative items and creating a custom dispute strategy —all without placing an inquiry on your credit. Smarter, faster, hassle-free credit repair.
Not all negative accounts are the same—our AI tailors each dispute based on the type of account, ensuring the best approach for permanent removal. With smart, guided disputes, fixing your credit has never been easier.


With CreditMojo.AI, staying on top of your credit repair journey is effortless. Our system monitors disputes across all three bureaus and delivers monthly updates on deleted accounts and your latest credit scores—so you always know where you stand.
Want to boost your credit score the right way? CreditMojo.AI gives you expert-led coaching with step-by-step video guides and real answers from credit pros. No fluff—just the knowledge you need to take control of your credit.

Late Payments
Inquiries
Collections
Foreclosures
Reposessions
Bankruptcy
Charge-Offs
Judgements
For only $1, you can take the first step toward better credit. Get started today and:

The law says items on a credit report must be 100% accurate and verifiable, otherwise they must be removed immediately.
Lucky for us, it's nearly impossible for them to comply. More often than not, the easiest solution is often to remove the account than fight us in court. You just need to know how to find them. It's often the seemingly small mistakes that give us the most deletions. This is why our experts go through your account line by line and create aggressive letters quoting the specific mistakes and laws the banks are violating.
When you understand how to find mistakes and dispute them, you get results like this:

